Using a Credit Card Versus Getting a Loan – Which Option is Better?

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Credit cards and personal loans are lines of credit with different pros and cons. While credit cards are revolving lines of credit, personal loans on the other hand, are paid at the at the beginning of the term. You then make ongoing payments over a specific time period to repay the loan in full.  Continue reading “Using a Credit Card Versus Getting a Loan – Which Option is Better?”