Get an FNB home loan | Invest in your home
Get the right solution for the right home FNB Smart bond home loan. A home loan that will offer you the finance you require to purchase an existing residential property. This loan may be combined with a range of facilities and options to personalise your home loan.
Although buying a home can be stressful FNB aim to make the experience as smooth as possible offering finance solution and tools to guide you through the entire home loan process, from start to finish.
FNB home loans also allow you flexibility and choice not just in the type of loan you choose but also in how you choose to pay.
– A Further Loan – Allows you to apply for and register an additional loan over and above the existing loan already registered.
– A Flexi Payment Option allows for 24/7 electronic access to prepaid funds on your home loan via FNB ATMs, cellphone or online banking.
– A Future Use Loan – Enables you to register a bond greater than the home loan amount you require, creating a surplus amount that you can access at a later stage without further registration, subject to credit approval.
– A Readvance Loan – Allows you to withdraw funds from your existing home loan in an easy and convenient manner. It’s from the funds that make up the difference between the original registered home loan amount and the outstanding balance.
Qualifying criteria: You can access the loan if you
• Earn a minimum income of R25 000 per month
• You need to be 18 years or older
• Have a clear credit record
• Seeking a loan for a property of R600 000 or higher