Real People Loans Cape Town

Real People Loans Cape Town

Real People is a financial services provider that was established in 2001. Specialising in the provision of home improvement loans, the institution also provides small development finance.  

How Real People Loans work:

Real People Loans can help you build, renovate or improve your home the way you want.  Loans of up to R120 000 are offered.

If you need a smaller loan amount, you can get access to finance from R1000 to finance your building. You get flexible repayment periods of up to 48 months as well as Credit Life insurance which covers you in case of death, disability and retrenchment.

Once you are approved for the loan, the money is paid directly to the store to pay for building or renovations.

The application process is quick and easy. Start by completing an online form to check if you qualify.

To apply for the loan, visit any of the participating home improvement retail stores to complete the application process. You will need to provide your valid South African ID or drivers’ licence and payslips and bank statements.

The home finance solution offered by Real People Loans is driven by partnerships formed with building retailers who provide finance in-store at the point of sale. The institution has created partnerships with building companies to provide comprehensive home improvement loans.

You will then get an SMS from Real People notifying you of your loan application outcome. Once your loan is approved, the money is paid directly to the home improvement store. The store will then make arrangements with you to deliver your material to your home.

Alternatively, you can SMS the word “HOME” to 44153 and a consultant will call you back.

What do you need to qualify?

  • Be permanently employed, self-employed or employed under contract.
  • Earn a salary of at least R2000 per month and have your salary electronically deposited into a bank account
  • Be between the ages of 18 and 64 years old.



Categories: Loans