Apply Online for Capitec Bank Loans

Apply Online for Capitec Bank Loans

Capitec Bank, established in March 2001, is a fast-growing South African bank that offers its clients a range of products and services at competitive rates.  Various Capitec Bank Loans are offered to clients who need access to finance solutions and who can afford to make repayments comfortably. 

Capitec Personal Loans:

Up to R250 000 is offered by Capitec, with up to 84 months to pay. The money is available immediately as soon as the loan has been approved. Affordable credit insurance is offered with this loan.

Credit facility:

Up to R5000 is offered by this facility.  The loan can be used for meeting daily needs, emergencies or unplanned expenses. Repayable in full each month, the loans are ideal for short-term needs.

Home Loan:

Capitec Bank Home Loans are offered in partnership with SA Home Loans from R100 000 to R5 million, with over 240 months to pay.

What do you need to apply for Capitec Bank Loans?

  • Be at least 18 years old
  • Provide your latest bank statement
  • Be employed for more than 2 months with your current employer
  • Earn a salary that is paid into your bank account
  • Not be under debt review
  • Provide valid proof of residential address

Capitec has a handy online calculator online which you should use to work out how much your repayments will be every month.

How to apply online for Capitec Bank Loans:


Fill in the loan information. You need to specify how much you need.

Specify the loan term (months), your salary frequency, net salary, monthly expenses, why you want the loan, as well as your current bank.

You then need to fill in your employment information as well as your personal information.

For more information, you can speak to a consultant by calling 0860 10 20 43.

Categories: Loans