Financial tips
Can CSI go wrong?
The corporate social investment forms part of corporate social responsibility. Even though these two terms have been used interchangeably in past years, they don’t mean the same thing. The latter is the
Wine as an investment
Finding new ways to invest money is something that should be done by all people with an interest in expanding on their wealth. Even though traditional methods such as stocks
Choosing the type of bankruptcy – Who’s choosing and why is it important for an average person to know this?
Filing for bankruptcy can be equated to another chance. It’s different for everyone and it’s important to act quickly. Before filing you must consult a legal expert to discuss what you owe and what’s best. Chapter 7 is regarded as straight bankruptcy and
How do interest rates affect your monthly repayments?
Interest rates represent the cost of borrowing as well as a form of earning a profit for lenders. In South Africa, they are typically set by the Reserve Bank. If the repo
The different types of credit rating
This is the evaluation of the credit risk presented by a prospective debtor. It is used to predict their ability to pay the debt back. It is essentially a representation of evaluation by agencies that
The basics of credit analysis and types of risks
Credit analysis is utilised by lenders to assess the finances of an organisation before granting it credit. It is used to determine whether or not it will be able to afford repayments. It is also useful for highlighting potential red flags
3 types of speciality payroll processes
Payroll must be accurate and consistent in order to ensure the efficiency of a business. The employees are the engine of a business, so prioritising their payments by ensuring that they
Is trading safe for my finances?
Trading is risky and is essentially about putting your money at risk in an investment strategy with the intention to earn impressive returns. Most forex trades have a high reward the higher the risk taken. Multiple
The importance of choosing the right institute for a loan
Taking a loan out is a decision that should be carefully considered. Finding the right institute for a loan is an important part of the process. The last thing that you want as a
The different methods used for payroll
Payroll is a system used by a company to organise compensation for employees for a particular period of time. It must be compliant with certain laws and for it to be accurate,
How to start trading
What is trading? Trading involves participation in financial markets. The aim is to do better than traditional buy-and-hold investment strategies by buying and selling stocks. How to start trading If you
The different types of non-financial risk
There are 7 common categories of non-financial risk, including: Model Risk Operational Risk (fraud, natural disasters, misconduct) Settlement Risk Accounting Risk (changes in GAAP) Regulatory Risk Legal Risk (Non-honouring of a
Understanding the importance of credit from a loan
Establishing a good form of credit is often a top priority for many credit-active individuals. Not only does this make it easy to qualify for other forms of credit, but
