Comparing Absa Home Loans to Other Offers on the Market

ABSA Home Loans are highly competitive solutions for individuals looking to invest in property by buying a home. Buying a home is one of the biggest purchases you’ll make in your life. It’s a decision that requires a lot of consideration and research.

Before deciding to buy a home through an ABSA Home Loan it’s important to know what you can afford. By using the handy calculators online you can calculate your probable repayments. The loans are offered to clients with 30 years to pay, giving them a comfortable repayment period.

You need to have a good credit history if you want to buy a house. One of the first steps you need to take is getting your credit report. You need to assess it and correct any errors. Keep in mind that the lower your debt is at the time of buying a home, the better. So make sure that your credit is in order before applying.

Prepare to put down a large deposit. The bigger the deposit, the smaller the home loan amount you have to repay.

It’s also important to compare as many home loans as possible.

More about Absa Home Loans

These loans can be structured to suit your individual and family needs.

Finance is provided for all types of residential property, with repayments over a 30 year term.

Interest rates are fixed or variable.

You may get a discount on your monthly service fee.

You have the option to access available equity with a Further Advance or ReAdvance. You can also have access to any extra payments which you’ve made into your bond with FlexiReserve.

Absa offers 100% home loans to qualifying individuals.

Track your application online.

Absa offers a Protector Policy which pays your home loan off in the event of your death.

A free Absa Will is available on acceptance of your Home Loan quote.