FNB ATM Temporary Loan

There are times where you simply need to have a little extra cash available and this is where a temporary loan from FNB comes in very handy. You can choose the amount you need and get the cash deposited into your bank account – but better yet – you can get an FNB ATM Temporary Loan.

This is how the ATM temporary loan works:

• You can take a loan of between R300 and R10,000
• The first 31 days are interest free
• You need to be aged between 18 and 63 and have more than R750 in your account every month after bills are paid
• There is an initiation fee of up to 13% of the loan value

What an FNB Temporary Loan offers me:

• No application forms to complete
• Immediate availability in your Personal Cheque Account or Smart Account
• Instant credit into your account if you qualify
• An initiation fee of up to 13% of the loan value
• Note: The amount you qualify for is dependent on your credit profile and is subject to credit approval.

What this allows me to do:

• The ability to take this loan up at any FNB ATM, on Online Banking, through Cellphone Banking or at any FNB branch
• Pay no interest should you repay the total loan, or outstanding balance within 31 days
• Use the funds for just about anything from covering unforeseen emergencies, to school fees, to home improvements.
• Enjoy convenience: Any deposits made into the FNB transactional account from the day after taking up the loan may be allocated towards the payment of the loan.