FNB Home Loans – Who to Speak To
The Traditional home loan is a loan to assist the customer with finance when purchasing an existing residential property. The FNB home loan may be combined with a range of additional facilities and options to personalise your home loan.
What documents do I need?
- A copy of an Offer to Purchase (if applicable)
- Proof of income
- If self-employed provide the latest financial statements
- Suitable proof of residence
- Copy of South African identity document
- Copy of your marriage certificate (if applicable)
- Completed application form
The Traditional Home Loan is available to individuals, joint applicants and property-owning juristic persons e.g. trusts, non-trading close corporations and private companies.
The term of the loan must expire before you reach the age of 75.
First Bond
A First Bond application for finance through FNB is for a fully built property where no previous finance for the property is in place.
The qualifying criteria on a New Home Loan must be met.
First Time Home Buyer
A First Time Home Buyer has never owned a property before and is approaching FNB for finance.
You will need to meet the following criteria when applying for a home loan for the very first time:
- The qualifying criteria on a New Home Loan must be met.
- You must be purchasing a property for the first time.
FNB home loan contact details include:
Telephone: 087 730 1144
Request a call back: https://www.fnb.co.za/leadforms/single-lead-form.html
Apply online: https://www.fnb.co.za/Sales/salesmain.jsp
