FNB Smart Loans Contact Details
First National Bank (FNB) has a wide array of loans and services including transactional banking, insurance and loan services. The FNB Smart Loans offer is designed to provide assistance for individuals looking for a loan solution to help them with their financial needs.
Research shows that more South Africans are applying for personal loans. More people need financial help for when unexpected expenses arise. Various financial institutions have developed loan solutions designed to help individuals with specific needs. So if you are a business owner you can get access to business loans for your specific needs. If you need access to finance to be able to pay for your study fees, a student loan may serve you well.
FNB Smart Loans may be useful for if you need to pay for repairs for your car or if you need to pay for a medical bill.
What FNB Smart Loans offer:
Personal loans of up to R150 000 are offered with up to 60 months to pay. This gives individuals a reasonable period to repay the loan at a comfortable rate. Personalised interest rates are offered by the bank and there are zero penalties for early settlement.
What are the qualifying criteria?
- Loan applicants must be aged between 18 and 65 years.
- Applicants must provide their latest payslip
- Individuals must have a valid South African ID
- Valid proof of residence must be produced by applicants
- Non- FNB customers must provide 3 months’ bank statements
How can one apply for FNB Smart Loans?
Individuals can apply online by visiting www.fnb.co.za.
Make sure that you can afford to make repayments on a loan when you apply. FNB is a registered credit provider so the bank only provides assistance to individuals who can afford loans, who have good credit records.
FNB Smart Loans contact Details: 0860 102 631
