American Express Credit Card – All the Benefits

American Express Credit Card – All the Benefits

Introduced in 1958, American Express Credit cards are one of the oldest credit card types available on the market. This iconic brand has been operating in South Africa under licence by Nedbank since 1972. A global leader in providing charge and credit cards to consumers, small businesses and corporations, its reach extends to more than 85 million cards in circulation in over 200 countries worldwide. The South African operation offers a competitive suite of products to individuals and businesses that range from entry-level to premium cards and services.

This prestigious brand gives clients plenty of financial freedom, by not having any limits on spending, provided the card holder pays the outstanding balance every month. Credit options are available in Gold Cards, Platinum Cards, Gold Credit Cards and Platinum Credit Cards.

Platinum Credit Card:

This facility is available to individuals earning more than R750 000 annually. It has a R3050 annual fee and a R3050 once-off initiation fee. Card-holders have the ability to upgrade special airfares in some airliners and get access to VIP Lounges. They can also benefit from specials at more than 700 leading hotels and resorts worldwide.

Gold Credit Card:

Eligible cardholders must earn a minimum of R200 000 a year. They are charged an annual fee of R515 as well as a once-off initiation fee of R515. This card option gives clients access to dedicated travel service and local airport lounges.

Platinum Card:

Cardholders must earn a minimum of R300 000 annually. A R56 monthly fee is payable, coupled with a once-off initiation fee of R112. Clients can benefit from preferential interest rates, travel insurance and access to premier local airport lounges in South Africa. Outstanding balances must be paid in full.

To benefit from this iconic brand, contact 011 294 4444 or visit

Categories: Credit cards