City Finance – Personal and Blacklisted Loans

City Finance – Personal and Blacklisted Loans

City Finance is a credit provider that offers personal loan options for individuals in need of an extra boost of cash. Individuals with good credit as well as those who are blacklisted can benefit from City Finance services. Founded in 2005, this institution offers cash loans, same day loans as well as personal online loans. 

What are the qualifying criteria?

  • Be permanently employed for at least 2 months
  • Earn a monthly salary
  • Not be under debt review or administration

Personal & Consolidation Loans:

These loans are provided from R1000 to a maximum of R120 000. They are repayable over a 60 month period. Repayment periods can be tailored to suit your individual needs. The loans are unsecured, so applicants don’t need to worry about providing any assets as surety.

Consolidation offers you a simple debt management solution and allows you to merge multiple debts to pay off a single instalment every month at a lower interest rate.

Blacklisted Loans:

These solutions are specifically designed to help blacklisted individuals get access to finance. A maximum of R20 000 is offered.

Car and Asset Finance:

The maximum offer with this service is R250 000. You can purchase cars, bakkies, boats, caravans etc. City Finance strives to give clients efficient and speedy service, so you will get feedback within an hour.

To apply:

You can apply online by visiting or you can download the application form and fax it to 086 273 2541. You can also email it to

Documentation required for application:

  • Valid SA ID
  • Latest 2 months’ bank statements
  • Bank details of account into which your salary is deposited
  • Latest payslip

To contact City Finance simply call: 021 447 2773 or email:

Categories: Loans