All about FNB Vehicle Finance

All about FNB Vehicle Finance

First National Bank (FNB) is often lauded as one of South Africa’s most innovative banking institutions. The bank offers a wide array of products and services to its clients, such as FNB Vehicle Finance. 

FNB Vehicle Finance solutions are offered in a variety of options. Each option has its own merits and it’s important that individuals consider which option will suit them best.

FNB Vehicle Finance is for vehicles up to 10 years old.

Dealership Sale:

With this option, you are able to choose between buying a new or used car from a dealership. Vehicle finance is offered at personalised interest rates, while clients can also choose a lease or instalment sale option.  With the former, you are able to benefit from being able to pay for the vehicle, but you don’t have to own it at the end of the lease term. You have the option to purchase the car at the end of the term. The instalment sale option gives you the chance to own the car while you are paying it off.

Private Sale:

FNB Vehicle Finance allows you to finance a car that is up to 8 years old, from R30 000. This finance comes with personalised interest rates.

Leisure Finance:

This is private vehicle finance that allows you to buy from a dealership that is approved by FNB Vehicle Finance. Qualifying vehicles include boats, jet skis, motorbikes, caravans and quad bikes.

What are the qualifying criteria for FNB Vehicle Finance?

  • Be older than the age of 18 years
  • Have a valid drivers’ licence
  • Be permanently employed
  • Earn a minimum salary of R6000 per month
  • Finance a vehicle up to 5 years old (with the exception of private sales)
  • Have a clear credit record
  • Provide your valid South African ID

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Categories: Vehicle finance