Get Access To Loans Without Credit Checks

Get Access To Loans Without Credit Checks

Applying for a personal loan often means that you have to fulfil certain criteria. Many lending institutions require individuals to undergo credit checks during the application process. There are ways for individuals to get loans without credit checks though.

Some micro lenders specialise in the provision of personal loans without credit checks.


This cash loan provider assists individuals in need of finance without conducting any credit checks. This lender pays special attention to people who need fast cash loans online. Long term loans are offered up to R50 000, with up to 60 months to repay. Blacklisted individuals are welcome to apply and applicants need to these documents to apply:

  • Valid South African ID
  • An active bank account within South Africa
  • Latest 3 months’ bank statement
  • Latest payslip

Individuals also need to be employed to apply

Easy Payday:

This lender provides finance of up to R2500, which can be accessed within 24 hours. There are 3 simple steps involved in the application process, which can be completed online.

There are no credit checks, no documents required and the lender promises quick approval.

Once you are approved, the loan will be transferred directly into your bank account.

If you have a bad credit rating, you may qualify for a loan.

What do I need to apply?

  • Be 18 years or older
  • Be a South African citizen
  • Have an active bank account
  • Be permanently employed

Lenders such as FastLoans4u and EasyPayday provide assistance for individuals whose credit scores have been affected adversely- giving them an option to meet their financial needs at times when many lenders won’t assist them at all.

If you are looking for loans without credit checks, do your research and you will find that there are numerous lenders who are willing to help.

Categories: Loans