RCS Credit Card – Providing Help for Your Short Term Loan Needs

RCS Credit Card – Providing Help for Your Short Term Loan Needs

RCS is an independent consumer finance business that offers its customers a range of financial services products. The two main products offered by RCS are personal loans and cards. The institution has a core focus to “find innovative and savvy ways to improve people’s lifestyles through desirable and accessible credit”. 

Accepted at over 20 000 retail stores across South Africa, the RCS Credit Card provides individuals with the financial freedom to be able to make large purchases. A registered credit provider and financial services provider, RCS offers flexible payment options.

Why choose the RCS Credit Card:

You get one convenient monthly statement.

You get the benefit of death, disability and retrenchment cover.

You get to choose a flexible payment option – either straight or budget. If you choose the budget option, you can pay over a longer period of time (24 to 36 months).

What is required to process your application?

  • Your valid South African I.D.
  • Your valid bank details

What to keep on mind before applying for an RCS Credit Card:

Credit cards are forms of loans. Having a credit card can be useful especially in cases of emergency.  They can also be convenient and can offer effective payment methods. Like any other loan, credit cards are charged at a certain interest rate and instalments are due on a specific date every month. It’s your responsibility to make sure that you pay your repayments on time.

What do you need to apply for an RCS Credit Card?

  • Latest payslip
  • 3 months’ bank statements
  • Proof of residence
  • Be permanently employed
  • Be 18 years or older
  • Have a valid South African I.D.
  • Earn a minimum of R8000 per month
  • Have a good credit record
  • Have an active bank account

Visit their website here:  www.rcs.co.za


Categories: Credit cards