Best Credit Card Reader Apps

Credit card reader apps are a wise investment decision for small business owners because they give customers more payment options especially if you travel for outside sales. Apps make it easier for your customers to pay how they want, even for small purchases, and will help with customer satisfaction and retention. Below are the best credit card reader Apps.

ROAMpay – This app is unique because it is one of the few on the market that offers a combination card swiper that works with an Android phone, the iPhone, and a BlackBerry. It even works with certain flip phones and older mobile phones. ROAMpay provides end-to-end encryption when transactions are made as well as a secure PIN-based user authentication, which means it ensures the highest levels of data security possible. Its ability to work with so many types of devices makes it a great option for small business owners who want to provide the most convenience for their customers.

PayAnywhere – This is one of the least expensive options available for mobile credit card reader apps. The reader is free and accepts most major credit cards, including MasterCard, Visa, American Express, and Discover, and charges a low rate of 2.69 percent per card swipe. By giving you the basic features without setup costs, hidden fees, or minimum monthly payments, this is one of the best apps if you’re looking for a low-cost, quick solution.

Square – This is one of the most recognizable and popular apps. It costs a little more than PayAnywhere, charging 2.75 percent per swipe, but the device and app are both free, it doesn’t require any contract, and the money will be deposited directly into your bank account following a transaction. The sleekness and small size of this app make it attractive and simple to use. It plugs right into the audio jack of the device.

PayPal – PayPal is well-established in the electronic payments industry, and its solution is one of the most reliable and convenient out there. However, like Square, it only works with Apple devices and Androids. This app offers different types of payment plans, so you can choose a package depending on how advanced your business is or you can tailor a package to your needs.