How Does the RCS Credit Card Rate?

How Does the RCS Credit Card Rate?

RCS is a registered consumer finance and financial services provider. The two main products offered by RCS are personal loans and cards. The institution has a core focus to “find innovative and savvy ways to improve people’s lifestyles through desirable and accessible credit”.

The RCS Credit Card offers clients a convenient way to pay for items.

What are the benefits of choosing an RCS Credit Card?

You get to enjoy online shopping at selected RCS retail partners.

Credit that is granted may range from R1000 to R40 000 based on your individual circumstances.

You have the option of 24 or 36 month budget plans for purchases of R600 or more.

You get to enjoy easy and convenient account management through the self-service portal and the RCS Card App.

You get affordable monthly instalments with flexible payment options.

Free SMS notification on all your purchases.

Customer Protection Insurance for your peace of mind.

Interest is charged in line with guidelines set by the National Credit Regulator.

What do you need to qualify?

  • Be at least 18 years old
  • Have a valid South African ID
  • Provide your latest 3 months’ bank statements or 3 months’ salary slips
  • Be employed and earn R1000 or more per month

Once your application is completed and approved all you need to do is take your South African ID and go to your nearest RCS-affiliated store to collect your card.

Why choose the RCS Credit Card:

You get one convenient monthly statement.

You get the benefit of death, disability and retrenchment cover.

You get to choose a flexible payment option

Credit cards are forms of loans. Having a credit card can be useful especially in cases of emergency.  They can also be convenient and can offer effective payment methods. Like any other loan, credit cards are charged at a certain interest rate and instalments are due on a specific date every month. It’s your responsibility to make sure that you pay your repayments on time.

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Categories: Credit cards