Financial tips
Top Tips To Improve Personal Money Management
It’s important for individuals to be financially smart. In a world with fast developments in terms of financial options, people need to become increasingly aware of all of the ways in
A guide to Online surveys for money in South Africa
Making extra money nowadays is much easier with the opportunities presented by the internet. Gone are the days of relying only on formal employment to make money. Online surveys for money in South Africa offer
A Look Back At The JSE Performance In 2016
The Johannesburg Securities Exchange (JSE) performance in 2016 experienced strong growth from almost all divisions. Regarded as one of the top 20 exchanges in the world in terms of market capitalisation, the JSE saw
Capitec Bank’s Impressive Growth
Established in 2001, Capitec Bank has grown to become one of the most popular banking institutions in South Africa. Research by Nielsen has shown that Capitec is the most used primary bank
South African Economic Growth Projections For 2018
According to the World Bank, South Africa’s economy is expected to grow by just 1.1% in 2018- a vast improvement on growth levels in 2017. Following the erosion of investor confidence
Discounting Of Bills Of Exchange
Bills of exchange are written orders that bind an individual or organisation to pay a specific amount of money to another immediately or at a specific date. It’s essentially a short-term negotiable financial instrument that
Loan To Value Ratio For Refinancing
The loan to value ratio can be utilised to gauge risk involved before any home or car loan is approved. The higher it is, the more risk there is. Zoe is considering ways to pay for a major medical
Expressing Loans To The Value Of An Asset
What does expressing loans to the value of an asset mean? If you borrow money from a financial institution you have the responsibility of making sure that you repay it in full
Loan To Value Ratio Formula
Mya is buying her first car and is looking forward to the day when she has her own freedom to travel all over the country. She cannot afford to buy
A Loan To Value Auto Calculator
A loan to value auto calculator is highly useful for comparing the amount of the loan to the value of the asset that will be bought. For Travis, who is buying his first
How To Calculate A Loan To Value Ratio
How to calculate a loan to value ratio: Loan amount/ Value of property or car The former is what you borrow. This determines how much you need to pay initially and starting equity. The
Practical Money Skills
Having practical money skills can go a long way towards making it easier to achieve financial freedom. Having money is great, but if you aren’t particularly skilled at using it strategically and getting it to
Easy Ways to Help Commit to Saving
Saving can be easy as long as there is enough willpower and discipline involved. It can also become easier by implementing a number of steps that make it easier to commit to saving. Having an
