Financial tips
Saving in your bond under low interest rates – is it worthwhile?
At any point in the period of your home loan, it’s a wise move to try and inject some extra money into your bond payment. Paying as little as an
Bayport Finance – Loans with a difference
Bayport Finance is a finance company in South Africa that has been in the business of changing people’s lives in emerging markets for more than a decade. When they started they wanted to create a company that
How to Calculate Your Loan Repayment Online?
A loan is usually needed when one has an emergency situation that they might need to deal with. A loan can also be used to pay for a car, a
How To Apply For a Personal Loan Through FNB
To apply for an FNB personal loan you need to go the FNB website. Once you have opened the website window click on the “for me” tab. After that you
What Is An Intangible Asset?
Intangible assets are assets that are not physical in nature. These include patents, copyrights, trademarks. Financial assets like stock and bonds are also good examples of intangible assets. Intangible assets
What Factors Affect Your Credit Worthiness?
Credit worthiness is the extent to which an individual is considered to be suitable to receive a loan from financial institutes. The lenders go through a process of finding information that is relevant to the
Types Of Financial Fraud In Businesses
Identity theft This occurs when one steals personal information and profits from the funds in that person’s name. It usually occurs when a credit card or social security number is
The 5’c of credit explained
Credit analysis is governed by the 5 C’s of credit, character, capacity, condition, capital and collateral. The five components that make up a credit analysis help the lender understand the owner
Sassa: Explained
The South African Social Security Agency (SASSA) pays out social grants to people who receive a grant or need to receive one. This can be persons who are older people, children or people with disabilities. SASSA is
Pension Fund VS Provident Fund
The main difference between a Pension fund and Provident fund is that if a pension fund member retires, the member gets one third of the total benefit in a cash lump sum and the
The Pros And Cons Of Internet Banking
Internet banking offers some of the same products and services as conventional banks, but they do so through online platforms instead of brick and mortar locations. One of the many
The Problem With Investment Funds
When you invest in something you don’t understand One of the world’s most successful investors, Warren Buffett, cautions against investing in businesses you don’t understand. This means that you should
The Principles Behind Financial Regulation In Emerging Markets
When policymakers understand the importance of financial sector regulation, and are firmly resolved to take the necessary steps. They can succeed in strengthening their country’s financial sector and economy. Since a major challenge for
