FNB Smart Spend Loans

We all face financially challenging months when we could use an extra boost of cash. The harsh economic climate has pushed many people to their limits in terms of finances. As a result, more South Africans are relying on personal loans to tide through tough months. 

First National Bank (FNB) has wide array of products and services which have been designed to help clients with all their banking needs. Through the FNB Smart Spend Loans, the bank has been able to provide clients with financial assistance in their time of need.

FNB understands that financial emergencies can arise when least expected and can have an adverse effect on even the most financially prudent people. Having access to a personal loan can be quite helpful in such cases.

FNB Smart Spend Loans are offered from R1000 to a maximum of R150 000. Individuals have between 1 and 60 months to pay, giving clients flexible loan terms.

Who qualifies for FNB Smart Spend Loans?

• Individuals between the ages of 18 and 63 years old
• You need to have an active bank account that has been active for at least 3 months
• You must have more than R750 left in your bank account after paying all your monthly bills

What benefits are offered by getting FNB Smart Spend Loans?

You get the benefit of a Take-A-Break facility in January.

You are offered a Customer Protection Plan, which ensures that your debt is settled in the unfortunate event if your death or retrenchment.

You have the option of consolidating your debt into one loan, which will help you to pay off multiple debts.

You are offered a Personalised interest rate, so the loan amount that you get is dependent on your affordability and level of risk.

Repayment can be arranged easily via debit order, so you don’t have to worry about having to spend hours waiting in the long bank queue at the end of the month