How To Apply For a Loan at First National Bank

When you are considering applying for a loan at FNB, it’s important to think about what type of loan you are looking for. There are various loan types available for different needs.  

Personal Loans:

These loans are offered from R1000 to R150 000 maximum. Individuals have 1 to 60 months to pay.

Apply online at www.fnb.co.za or at your local branch.

Student Loans: 

Loan amounts range from R4000 to R80 000. The loan covers tuition fees, books and campus accommodation. New applications are required for each year of study. To apply, call 0861 40 40 40. You can also visit your nearest FNB branch. You will be required to bring a number of documents In order to apply.

Overdraft: 

Individuals can apply for an overdraft on their cheque account. To apply, individuals can use online banking. You can also call FASTAP on 0860 327 827 or simply visit your nearest branch.

Temporary Loan: 

This is a short term loan offered by FNB. Individuals can simply apply for this loan by visiting their nearest branch. You will be required to provide proof of identity, proof of residence as well as some sort of proof that you are employed and will be able to afford the repayments.

Revolving Loan:  

With this type of loan, you can get access to cash you have already repaid on the loan. Once you have repaid the loan, the funds will be available to you. You can apply online or call FNB.

Home Finance: 

This finance is available for individuals earning:

R3500- R25 000

R25001 or more

You can apply in-branch and you will need to bring specific documentation.

Vehicle Financing: 

You can apply for this finance online or by calling FNB. You can also visit your nearest branch.