What Factors Affect Your Credit Worthiness?

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Financial tips

What Factors Affect Your Credit Worthiness?

Credit worthiness is the extent to which an individual is considered to be suitable to receive a loan from financial institutes. The lenders go through a process of finding information that is relevant to the

Financial tips

Types Of Financial Fraud In Businesses

Identity theft This occurs when one steals personal information and profits from the funds in that person’s name. It usually occurs when a credit card or social security number is

Financial tips

The 5’c of credit explained

Credit analysis is governed by the 5 C’s of credit, character, capacity, condition, capital and collateral.   The five components that make up a credit analysis help the lender understand the owner

Financial tips

Sassa: Explained

The South African Social Security Agency (SASSA) pays out social grants to people who receive a grant or need to receive one. This can be persons who are older people, children or people with disabilities.  SASSA is

Financial tips

Pension Fund VS Provident Fund

The main difference between a Pension fund and Provident fund is that if a pension fund member retires, the member gets one third of the total benefit in a cash lump sum and the

Trading

Online Trading Explained

Online trading is a process by which individual investors and traders buy and sell securities over an electronic network, typically with a brokerage firm. This type of trading and investing has become

Trading

Online Forex Trends: 2019

Forex Trading is one of the most exciting, fast-paced markets in the financial world. Here are the Online Forex Trends for 2019. According to director and founder of award winning Forex trading and investment

Financial tips

The Pros And Cons Of Internet Banking

Internet banking offers some of the same products and services as conventional banks, but they do so through online platforms instead of brick and mortar locations.  One of the many

Debt consolidation

The Pros And Cons Of Debt Consolidation

Debt consolidation, involves taking out a new loan to pay off multiple debts or credit card balances.   The Pro   Debt consolidation companies argue that borrowing money at a low interest

Financial tips

The Problem With Investment Funds

When you invest in something you don’t understand    One of the world’s most successful investors, Warren Buffett, cautions against investing in businesses you don’t understand. This means that you should

Financial tips

The Principles Behind Financial Regulation In Emerging Markets

When policymakers understand the importance of financial sector regulation, and are firmly resolved to take the necessary steps. They can succeed in strengthening their country’s financial sector and economy. Since a major challenge for

Financial tips

Financial Regulation’s Effect On Economic Growth

Financial regulations such as interest rate, inflation and reserve related items regulations play the vital part on country’s growth and economies steadiness. Their critical role in economy is for their platform

Financial tips

Financial Advisory And Intermediary

To ensure that you’re receiving the best possible financial advice, there’s the Financial Advisory and Intermediary Act (FAIS). The Act offers protection against financial poor advice.   This will assist in preventing scam operators selling “financial” products to consumers.  FAIS also regulates