Practical Money Skills

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Financial tips

Practical Money Skills

Having practical money skills can go a long way towards making it easier to achieve financial freedom. Having money is great, but if you aren’t particularly skilled at using it strategically and getting it to

Financial tips

Easy Ways to Help Commit to Saving

Saving can be easy as long as there is enough willpower and discipline involved. It can also become easier by implementing a number of steps that make it easier to commit to saving.   Having an

Financial tips

10 Money Saving Tips

Establishing healthy saving behaviour is a simple way to ensure that you create a secure future. Money saving should ideally be part of any financial planning.  There are certain behaviours which you can adopt in

Financial tips

Financial Record-Keeping Systems

Financial record-keeping systems can be manual or digital. In the past, manual systems were the way to go, but with technological developments there have been vast changes to how these systems are run.  

Financial tips

Strategic Record Keeping Examples

A key part of strategic record keeping is making sure that all records are stored safely. Organisations need to prevent any breaches of security. Using a shared drive or a cloud storage system is one way of doing this.   Business owners

Financial tips

Record-Keeping – SARS

What is the role of the South African Revenue Services (SARS)?  As the tax body in South Africa, SARS is responsible for collecting taxes for qualifying South African citizens.  SARS is the

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Insider Trading: Who Are The Insiders?

When it comes to Insider Trading, which is an act of trading of a public company’s stock or other securities by individuals with access to non-public information about the company.   Some kinds of

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Insider Trading Whistle Blowers – Clearing Their Conscience

A whistleblower is a person who exposes any kind of information or activity that’s deemed illegal, unethical, or not correct within an organisation that’s either private or public. The information of alleged

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Insider Trading: What is it Really?

Insider trading occurs when someone who has a fiduciary duty to another person, institution, corporation, partnership, firm, or entity makes an investment decision based upon information related to that fiduciary

Financial tips

Key Financial Ratios for Credit Analysis

Credit analysis involves a wide variety of financial ratios. These are just some of the most commonly used financial ratios.  A ratio analysis  It’s a quantitative analysis of information contained in a company’s

Financial tips

Interest Rates and Why They Apply

Interest rate is that extra fee that you are charged for borrowing whether if it is money, or for the use of assets like consumer goods, vehicles or property. The interest rate is expressed as

Financial tips

Important For an Average Person to Know This?

Filing for bankruptcy may not be such a bad thing to do after all. As a result of high inflation, more and more South Africans are finding themselves with insurmountable debt.

Financial tips

Ways to Solicit Small Business Finance

Selling a service rather than a product doesn’t require large start-up costs. It’s a business you can start on a shoestring budget. As you can grow your business without financing