Transaction Capital, Asset Based Lenders

An asset based loan is a type of business financing that is secured by company assets. Most asset based loans are structured to work as revolving lines of credit.This structuring allows a company to borrow from assets on an ongoing basis to cover expenses or investments as needed. One institution to count on when it comes to asset based lending is Transaction Capital.

Transaction Capital is a non-deposit taking financial services group operating in the asset backed lending and specialist risk services segments of the South African financial services sector.Transaction Capital develops its businesses to achieve scale and leading positions in these market segments.

Transaction Capital’s unique business model rests on excellent human and highly differentiated intellectual capital and draws on an entrepreneurial culture that has driven the group’s progress since its origin. Utilising these strengths, the group intentionally positions its businesses to take advantage of opportunities arising from South Africa’s macro- and socio-economic context.This business entity is divided into two distinct divisions.These divisions are Asset backed lending and Risk services.

Asset backed lending currently focuses predominantly on the financing of independent small to medium enterprises mainly in the minibus taxi industry. Risk services is a provider of a comprehensive range of structured credit risk management, debtor management, collection, customer engagement and capital solutions, focusing predominantly on the consumer credit life-cycle as well as commercial solutions for SMEs.

Transaction Capital can be contacted on 0110496700.