Finance Houses in South Africa

Finance Houses in South Africa

In South Africa, the start-up industry is quite tough and just 17% of start-ups are profitable. Despite the numerous start-up business funding challenges faced by entrepreneurs, this hasn’t discouraged individuals from creating new opportunities. 

Funding remains a challenge for entrepreneurs looking to get their businesses off the ground. The good news is that there are numerous finance houses in South Africa with dedicated services designed to alleviate funding challenges.

Through these finance houses in South Africa, business owners are able to get suitable finance solutions for their unique needs. Funding solutions are tailored to suit unique business needs.


Centrafin provides a standard range of finance products including:

Operating Rental

This option also lets you upgrade equipment as technology changes.

Hire and Service Agreements

Short Term Project Finance

Contact Centrafin by calling: 011 654 6460


Chester Finance

Purchase Order Finance

Chester Finance provides clients with the ability to execute purchase orders by providing them with the finance required to import products needed to fulfil the purchase orders.

Trade Finance and Stock Financing 

This financing offers clients the ability to grow their importing businesses by providing them with facilities to make direct payments to international suppliers or product and raw materials.



As one of the leading finance houses in South Africa, the Small Enterprise Finance Agency (SEFA) was established in 2012.

The organisation’s mandate is to foster the establishment, survival and growth of SMMEs and contribute towards poverty alleviation and job creation.

With 9 offices around the country, SEFA offers direct and wholesale lending products.

Direct Lending products: Cooperatives, Bridging Loan, Term Loan, Structured Finance.

Wholesale Lending products: Cooperatives, Specialised Funds, Retail Financial Intermediaries.

Direct loans offered to small and medium sized enterprise are available from a minimum of R50 000 to a maximum of R5 million.

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