The African Bank In Seconds Loan allows people to find out their credit eligibility for African Bank loans by simply sending an SMS written “Offer” to 49494 and getting a quick quote through a link that the bank will send you.
Available to African Bank customers, the African Bank In Seconds loan service is a safe way to get an estimated quote of the type of credit you can get.
You can also access this facility from your computer online by simply filling out the form provided for you on their website.
If you use the African Bank In Seconds Loan facility and you find out that you are eligible for a personal loan, you may want to consider some of the benefits offered by African Bank Personal Loans.
African Bank personal loans are available from R500 to a maximum of R150 000. Repayments are flexible, at 3 to 60 months.
You also get to benefit from fixed repayments, which mean that you instalment is guaranteed to remain consistent throughout the term of the loan. This makes it exceptionally easier for you to budget on a monthly basis.
To qualify for an African Bank Personal loan you need to be at least 18 years old with a valid South African I.D. You’ll also need to provide your latest original payslip, proof of residence and 1 months’ bank statement reflecting your salary deposit or savings book.
Life is unpredictable and we never know when events may occur which can derail all sorts of plans. Having insurance to cover debts in the event of the unexpected, gives you and your family peace of mind during these times. This is the reason African Bank provides an insurance product designed specifically to deal with such situations.
Credit life Insurance is offered by African Bank on all Personal Loans. This product ensures that your debts are settled in the event of unexpected life events.