FNB Smart Spend Loan Balance

First National Bank (FNB) strives to offer quality banking services. One way the bank tries to introduce convenient service is through the FNB Smart Spend Loan Balance Alert.  

This service keeps individuals informed and up to date with their end-of-day account balance.

What are the benefits offered by FNB Smart Spend Loan Balance Alerts?

You are given the peace of mind to enable you to transact and plan your finances efficiently.

You get to choose when and how often you would like to receive your balance.

You can also choose the method you’d like to be used to receive this balance. (Either via SMS, email or both).

You can receive alerts for multiple accounts, which will help you keep up to date with various loans you have with FNB.

You can get access to a real-time balance taken and sent at 7am.

Once you receive your FNB Smart Spend Loan balance you will be able to ensure that you repay the amount that you owe on time.

How much does this service cost?

The charge for the service is dependent on the frequency of alerts.

What are the benefits of Smart Loans?

• Flexible repayment terms (up to 60 months to pay)
• As an existing customer you get lower interest rates
• You get to benefit from personalised interest rates
• There are no penalty fees on early settlement
• You get to benefit from a Customer Protection Plan
• FNB strives to ensure quick pay-outs
• The Take-A-Break facility can be quite helpful in January

• There are fixed monthly repayments, so you are able to budget better

What are the qualifying criteria?

• Be between the ages of 18 and 65 years
• Be a permanent South African resident
• Be permanently employed
• Have a salary that is paid directly into your bank account

To apply for FNB Smart Spend Loan Balance Alerts, call: 0860 263 362 or 087 575 9479