FNB Smart Spend Loans – Easy Access to Personal Loans

FNB Smart Spend Loans – Easy Access to Personal Loans

Have you ever needed a small loan amount to get you through to the end of the month? Perhaps you need money to help you pay your rent for the month or you need some extra transport money. The good news is that you can get the help you need at FNB.

First National Bank (FNB) strives to provide its clients with quality banking services that are designed to create simple solutions for their banking needs. One of the ways the bank aims to do this is by offering easy access to personal loans.

FNB Smart Spend Loans provides a simple way for individuals in need of extra cash to get access to the finance they need.

What are the benefits offered by FNB Smart Spend Loans?

As soon as you apply for the loan, you know exactly what you are paying for.

Once you have been approved, the funds are available immediately in your personal Cheque Account, Smart Account or Easy Account.

You will then have the freedom to use the loan however you please. Whether you need to pay for an unforeseen medical expense or for car repairs, FNB Smart Spend Loans may be ideal for you.

There are no application forms to complete, as you can apply online or at an FNB ATM or branch.

Another way that you can apply for this loan is by dialling*120*321#.

Any deposits made into the FNB transactional account from the day after taking up the loan may be allocated towards the payment of the loan. This way, you won’t be saddled with debt for a long time.

The amount that you qualify for is dependent on your credit profile and the loan amount is repayable within 31 days.

What do you need to qualify?

  • Be an FNB Account holder
  • Be at least 18 years or older
  • Be a South African citizen
  • Pass affordability and credit scoring assessment

Visit the FNB website here: www.fnb.co.za

 

Categories: Loans