With Dot Loans, you can get access to credit no matter your financial circumstances. You can get access to finance of up to R250 000.
Dot Loans isn’t a direct lender, but rather specialises in linking loan seekers with the right credit providers. The institution will do all the work by searching on your behalf for a lender. Applications can be done online, simplifying the process for you as an applicant.
The institution only deals with registered credit providers that adhere to regulations of the national Credit Act.
How to get a loan from Dot Loans:
You submit your details to Dot Loans online, from the comfort of your own home or without having to leave your office.
The Dot Loans team of experts assesses your application and credit profile. They will then search for the right loan on your behalf.
Affordability assessments will be done. Dot Loans’ services as well as those of its associated lenders are offered in accordance with the National Credit Act, so loans are only provided to individuals who can comfortably afford to make repayments.
Once the right lender has been matched with the right loan applicant, the loan will be approved. Funds will be transferred directly into the borrower’s bank account.
Through its debt consolidation service offering, Dot Loans also helps clients manage their debt by reducing monthly debt repayments, reducing interest rates and extending repayment periods. Dot Loans claims to be “Your complete financial solution”.
What is required for the application process?
- A clear copy of your valid South African ID
- Latest 3 months’ bank statements
- Latest payslip
- Have an active bank account
Help is also provided for blacklisted individuals- giving them an option to gain access to finance whereas traditional lending institutions may turn them away.
Call Dot Loans here: 087 940 3071