JDFS Loans – Ideal Personal Loans

Being able to provide comfortable lifestyles for their families is the goal of many individuals. It’s not, however, always possible to do this on a cash budget. At other times there are expenses which arise at the most unexpected times. Finding finance to pay for these costs just sometimes becomes the most convenient way of handling this.  

JDFS recognises these needs and seeks to address them by providing flexible personal loans. JDFS has partnered with other furniture stores such as Barnetts, Bradlows, Electric Express, Joshua Doore, Price n Pride, Russells and Morkels to provide clients with personal loans of up to R25 000. Clients are given a reasonable and lengthy period of up to 24 months to repay the loan amount.  

Who qualifies for JDFS loans?

Adults with a valid South African I.D, who can provide proof of employment in the form of a recent payslip showing income of at least R2000, may qualify. 3 months’ bank statements and proof of credit life insurance must be presented.

Self-employed individuals are eligible to apply and are required to present 3 months’ personal bank statements and 6 months’ business bank statements. An income tax certificate from an accountant is required, coupled with the company registration number. Additionally, proof of Credit Life Insurance in the applicant’s name must be provided.

What else can you get from this credit provider?

With JDFS, clients can also apply for Lifestyle Credit, which is an option for assisting in financing furniture and electronic goods at over 1000 stores around South Africa.

Call Joshua Doore Financial Services (JDFS) on: 010 211 0100 or visit www.jdfs.co.za.