We Look at Where to Apply for a Credit Card

Credit cards almost anyone who can afford and maintain it can own one. To be used by students, or for business purposes, to families looking for a credit card account to accommodate their needs.

They’re plenty of credit card providers. Let’s have a look at some of them.

First National Bank (FNB)

The oldest bank in South Africa (SA), it trades as a division of FirstRand Bank Limited.

And also under FirstRand Bank Limited is its division WesBank. One of the largest financial services groups in Africa and a leading vehicle and asset finance bank.

Absa Bank (Barclaycard)

As part of the Barclays Group, Europe’s largest multi-brand credit card and consumer lending business. Barclaycard SA is a division of Absa Group Limited.

Standard Bank

Is a universal bank and full-service financial group with an offering of Personal and Business Banking, Wealth, Corporate and Investment Banking. Whilst also as an independent division of Standard Bank there’s BlueBean Credit Card Company.

Nedbank Group

One of SA’s four largest banks, with Nedbank Limited as its principal banking subsidiary, while also in SA Nedbank is authorised to issue credit cards for global services company American Express.

And in partnership with Nedbank, Go Banking also offers a credit card facility and a current account. Go Banking is a part of the Pick n Pay group.

Whilst also in partnership with Nedbank, SAA Voyager (part of South African Airways) offers a credit card facility. Using the card earns you the airlines Voyager Miles rewards, which can be redeemed for flights.

Rand Merchant Bank (RMB)

Is a leading African corporate and investment bank and part of one of the largest financial services groups in Africa. All businesses in the RMB brand stable form part of the wider FirstRand Group.

African Bank

The bank offers a range of financial products, including loans and credit cards, whether you’d like to acquire silver or a gold credit card.

Discovery credit Card

Is a financial product offering from Discovery for customers to access a range of Discovery reward programmes, including Discovery Miles and cash back when shopping.

Kulula credit card

Offers rewards which can be used towards flights.

Virgin Money South Africa

Offer customers a range of great financial products such as its Virgin Money credit card.

Woolworths credit card

Is an offering of a range of financial solutions as part of the Woolworths financial services.

Bidvest Bank

Is a market leader in foreign exchange services for individuals, businesses and corporations. They offer clients money management and niche banking services.

To apply online to any of these banks, please click here.