Why You Should Complete an FNB Loan Application

As an existing customer you could save on your monthly repayments when you switch your loans to FNB. Reduce the hassle of paying multiple credit providers and simplify your monthly repayments.

What do you get from FNB Loan Application?

• A loan up to R150 000 with flexible repayment terms up to 60 months
• A personalised interest rate

What documents do I need?

• Your green bar coded ID or Smart Card
• Your certified proof of residence
• A settlement quote should you wish to consolidate your debt

If you do not bank with FNB we will require all of the above including:

• One payslip if paid monthly
• Two payslips if paid fortnightly
• Four payslips if paid weekly
• Latest three months bank statements reflecting your last three deposits
• Latest six months bank statements if self employed
• IRP5 Tax Certificate if self employed

Taking up a temporary loan

What the Temporary Loan offers you:

• No application forms to complete
• Immediate availability in your Personal Cheque Account or Smart Account
• Instant credit into your account if you qualify
• An initiation fee of up to 13% of the loan value

Note: The amount you qualify for is dependent on your credit profile and is subject to credit approval.

What this allows you to do:

• The ability to take this loan up at any FNB ATM, on Online Banking, through Cellphone Banking or at any FNB branch
• Pay no interest should you repay the total loan, or outstanding balance within 31 days
• Use the funds for just about anything from covering unforeseen emergencies, to school fees, to home improvements.
• Enjoy convenience: Any deposits made into the FNB transactional account from the day after taking up the loan may be allocated towards the payment of the loan.