EC Finance – Cape Town

EC Finance – Cape Town

EC Finance is an online loans provider based in the Mother City, Cape Town. In addition to providing personal loan solutions to South Africans, the institution also provides cellphone contracts. Blacklisted individuals as well as pensioners meet the qualifying criteria set by EC Finance. 

How can I apply for a loan from EC Finance?

Loan applications are done electronically. By using the handy online loan calculator before applying, you are able to see exactly how much you can get and for how long.

Submit these documents online: 

  • Latest payslip
  • Valid South African I.D.
  • 2 Latest bank statements

After your application, you can expect a response within 6 hours.

What can I get from EC Finance?

Loans of up to R120 000 are provided with repayments ranging from 1 to 60 months. Repayment terms are dependent on individual credit risk.

The loans are unsecured, so you don’t have to worry about putting up collateral.

There are no credit checks. Loans are granted based on individual affordability.

Once you are approved for the loan, you could get paid out the same day.

What are the qualifying criteria?

  • Be a South African citizen
  • Be above the age of 18 years
  • Be permanently employed for at least 3 months at your current employer
  • Earn a minimum monthly salary of R2000
  • Have a bank account with debit order facilities
  • Have a valid South African I.D.

To contact EC Finance, simply call them here: 087 943 2500 or 021 200 6010

Visit their website here:


Categories: Loans